Take advantage of lower interest rates
Your loan officer will work with you over time to ensure your interest rate is competitive.
No refinance required. That means you don’t have to worry whether you’ve locked
yourself into a rate that might improve if you just hold out. In fact, you can request
a rate reset every 120 days.
Eliminate hassle and cost
The paperwork. The fees. The negotiation. Refinancing is like starting over. With
a HarmonyLoan, when interest rates drop, yours will, too. All you need is a phone
and a solid payment history. No closing costs, no additional fees.
Avoid credit risk
When you refinance a traditional loan, the rate is based on your current credit
score. Any changes – such as a job loss, salary decline or significant purchase
– can impact your ability to lower your rate. As long as you pay on time, you can
lower your rate instantly.
Where is HarmonyLoan™ available?
The HarmonyLoan is available in all 50 states.
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